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“claims”

14 referensi ditemukan
JOURNAL PAIinternational2022

Paying for crime: frauds in DPVAT insurance and their impacts on society

Beatriz Peres Lopes; João Vinícius França Carvalho · DOAJ Open Access Articles

The goal of this paper is to assess the weight of fraudulent claim payments of DPVAT insurance by the insurer Líder, a consortium of private insurers who manage this product. Using the Actuarial Credibility Theory, and a official database, the discrepancy between the DPVAT claims ratio and the claims ratios of other private automobile insurance lines of busi…

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26%
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REPOSITORY Umumindonesia2018

LANGUAGE LEARNING & TEACHING STRATEGIES FOR YOUNG LEARNERS

Abdullah Hasan · UIN Sultan Syarif Kasim Riau

This book is especially presented for teachers or teachers to be as a reference or a concept to implement in teaching and learning process. Many teachers realize that engaged teaching and active learning are desirable. Moreover, the school curriculum of Indonesia keeps on changing, and the last one is the 2013 curriculum revision 2016 using communicative ap…

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14%
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REPOSITORY Umumindonesia

Scientific Writing Syllabus

Fithriani, Rahmah · Repository UIN Sumatera Utara

Scientific Writing is designed to help you develop your academic and professional writing skills and strategies in English with the emphasis on critical reading response and proceedings paper writing. The course guides you through all stages of the writing process from planning using brainstorming including freewriting, mind mapping, listing and outlining; d…

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13%
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REPOSITORY Umuminternational2013

Beyond a unitary conception of pedagogic pace: quantitative measurement and ethnographic experience

Lefstein, A; Snell, J · White Rose Research Online

English education policy?makers have targeted classroom time as a key area for regulation and intervention, with ‘brisk pace’ widely accepted as a feature of good teaching practice. We problematise this conventional wisdom through an exploration of objective and subjective dimensions of lesson pace in a corpus of 30 Key Stage 2 literacy lessons from three cl…

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12%
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REPOSITORY Umuminternational2012

Moral panic, miracle cures and educational policy: what can we really learn from international comparison?

Alexander, Robin John · White Rose Research Online

In many countries, including the UK, the potential of international student achievement surveys such as TIMSS and PISA is being subverted by political and media fixation on the resulting league tables. These prompt not just well-founded efforts to learn from others’ success but also ill-founded assertions about educational cause and effect, inappropriate tra…

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REPOSITORY Umuminternational2026

Nigeria Fabric Conditioners Market Growth Driven by Urbanization, Affordability, and NGN 818 billion Laundry Care Demand

KITTU · Zenodo Open Repository

<div class="OutlineElement Ltr SCXW207550811 BCX8"> <p class="Paragraph SCXW207550811 BCX8"><span class="TextRun SCXW207550811 BCX8"><span class="NormalTextRun SCXW207550811 BCX8">The Nigeria fabric softeners and conditioners market is expected to grow steadily as consumers look for laundry products that make clothes feel softer, smel…

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REPOSITORY Umuminternational2015

The Impact of a Science Qualification Emphasising Scientific Literacy on Post-compulsory Science Participation: An analysis using national data

Homer, MS; Ryder, J · White Rose Research Online

In 2006 in England an innovative suite of science qualifications for 14-16 year olds called Twenty First Century Science (21CS) was introduced. These particular qualifications have a strong focus on developing scientific literacy in all students whilst simultaneously providing preparation for the study of post-compulsory science for a smaller proportion of …

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11%
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REPOSITORY Umuminternational2013

Outside the pipeline: Reimagining science education for nonscientists

Feinstein, NW; Allen, S; Jenkins, E · White Rose Research Online

Educational policy increasingly emphasizes knowledge and skills for the preprofessional "science pipeline" rather than helping students use science in daily life. We synthesize research on public engagement with science to develop a research-based plan for cultivating competent outsiders: nonscientists who can access and make sense of science relevant to the…

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11%
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REPOSITORY Umuminternational2009

A value-added study of the impact of science curriculum reform using the National Pupil Database

Bell, J; Donnelly, J; Homer, MS; Pell, G · White Rose Research Online

This paper compares the examination performance of students following GCSE Applied Science and Double Award science on a value-added basis. It uses data from the National Pupil Dataset, which are analysed by a variety of methods, including multilevel modelling. It argues that the claims made within Ofsted reports on the impact of the new Applied Science cou…

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JOURNAL Umuminternational2026

Machine learning-based detection of underreported occupational injuries and diseases for sustainable occupational health surveillance in Indonesia

Mochammad Andika Putra; Khoirul Muslim; Hardianto Iridiastadi; Dwita Astari Pujiartati; Wyke Kusmasari; Tarimantan S Saragih; An Nisa Pramasanti; Fergie S Mahaganti; Fadly Eka Pradana; Rendra H Hutabarat; Denny Siregar · DOAJ Open Access Articles

Occupational injury and disease surveillance plays an important role in supporting prevention-oriented occupational safety and health (OSH) governance. However, under-reporting of occupational injuries and diseases remains a persistent challenge, particularly in emerging economies where surveillance systems are often fragmented and administratively oriented.…

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EBOOK Umum2025

Blockchain and Climate Action

Anonim

This edited volume brings together international experts to address one of today's most urgent challenges: how blockchain technology can support climate action and improve the transparency and integrity of voluntary carbon markets (VCM). By analyzing the tokenization of Voluntary Carbon Credits (VCCs), this book provides a holistic view of the economic, lega…

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JOURNAL Umuminternational2023

Show or tell? A systematic review of media and information literacy measurements

Daniel Schofield; Reijo Petter Kupiainen; Vegard Marinius Frantzen; Anette Novak · DOAJ Open Access Articles

Media and information literacy (MIL) is a key concept in several research fields and measuring the levels of MIL is considered valuable for policy stakeholders. However, the concept is complex, and few systematic reviews of research on measuring MIL levels have been conducted. This article draws on a systematic review of peer-reviewed studies measuring MIL b…

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JOURNAL Umuminternational2021

Beyond ‘fake news’: Opportunities and constraints for teaching news literacy

Judith E. Rosenbaum; Jennifer L. Bonnet; R. Alan Berry · DOAJ Open Access Articles

Teaching news literacy has, in recent decades, become cross-disciplinary, and as a result, more collaborative. This paper centers the importance of this collaboration by describing a workshop designed and taught by a media studies professor, a media literacy expert, and their subject librarian. In this essay, we discuss the workshop in terms of best practice…

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8%
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REPOSITORY Umumindonesia

Scientific Writing Syllabus

Fithriani, Rahmah · Repository UIN Sumatera Utara

Scientific Writing is designed to help you develop your academic and professional writing skills and strategies in English with the emphasis on critical reading response and proceedings paper writing. The course guides you through all stages of the writing process from planning using brainstorming including freewriting, mind mapping, listing and outlining; d…

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8%
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