Strategi Bank Umum Syariah Dalam Meningkatkan Aset Perbankan Syariah Pasca Pandemi Covei-19 (Studi Kasus Bank BJB Syariah)

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ABSTRACT

Ahmad Ridwan. 41182933160040. Sharia Commercial Bank Strategies in Increasing Islamic Banking Assets After the Covid-19 Pandemic (Case Study of Bank BJB Syariah). Islamic Banking Major. Islamic University “45” Bekasi.
Assets have an important role in running a business so increasing assets is the most important thing for the development of a business. This study aims to determine the impact of the covid 19 pandemic on the assets of Bank BJB Syariah KCP Pondok Gede and also to find out the strategies in maintaining and increasing the assets during the covid 19 pandemic and after the covid pandemic 19.
This reseacrh uses qualitative research methods and the type of descriptive study with data collection through interviews, observations and documentation. Data analysis uses an interaction analysis method, where the data reduction component and data presentation are carried out in conjunction with the data collection process.
The result shows that there are impacts due to the presence of the covid 19 pandemic, such as a slowdown in financing, a decrease in the quality of asset values and a tightening of net interest margins.

Keywords: Assets, Strategy, Restructuring, Bank BJB Syariah

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