Mesin Referensi Akademik

STUDI ANALISIS TERHADAP FATWA DSN-MUI TENTANG DENDA KETERLAMBATAN PEMBAYARAN UTANG PADA CREDIT CARD SYARI’AH DI TINJAU MENURUT FIQIH MUAMALAH

Siti Toibah Nasution · UIN Sultan Syarif Kasim Riau

Penelitian ini berjudul STUDI ANALISIS TERHADAP FATWA DSN- MUI TENTANG DENDA KETERLAMBATAN PEMBAYARAN UTANG PADA CREDIT CARD SYAR’IAH DI TINJAU MENURUT FIQIH MUAMALAH. Pada saat sekarang ini banyak transaksi yang dilakukan dengan menggunakan produk-produk perbankan syari’ah yang fungsinya memberikan kenyamanan dan kemudahan bagi nasabah dalam melakukan…

BUILDING A MODEL TO PREDICT SCHOOL ACCREDITATION RANK USING BOOSTED CLASSIFICATION TREE

Yesi Nindahayati, Hari Wijayanto, .; Bagus Sartono, . · Universitas Negeri Yogyakarta

Education has a key role to make a better life. The Education for All (EFA) is a global movement led by UNESCO, aiming to provide good basic education for all children, youths and adults. Indonesian government has committed to improve the education quality as stated in law on national education system (Law No. 20/2003). School accreditation rank which is iss…

Assessment of a cooperative training course using faculty course assessment report in an ABET accredited engineering technology program

Ulla Faiz, M.; Al-Mutairi, M.S. · University of Westminster Research

The electrical and electronics engineering technology (EEET) associate degree program at Hafr Al-Batin Community College (HBCC) located in the Kingdom of Saudi Arabia (KSA) got accredited recently by the engineering technology accreditation commission (ETAC) of ABET. In this paper, we have described in detail our experiences of using the faculty course asses…

PEMBERDAYAAN MASYARAKAT MISKIN MELALUI FASILITAS SIMPAN PINJAM OLEH CREDIT UNION CINDELARAS TUMANGKAR DI DUSUN PULUHAN SUMBERARUM MOYUDAN SLEMAN YOGYAKARTA

Ria Suci Armandita, Ria · Universitas Negeri Yogyakarta

Penelitian ini bertujuan untuk mendiskripsikan: Bagaimana fasilitas simpan pinjam yang dilaksanakan oleh CUCT dalam pemberdayaan masyarakat di Dusun Puluhan. Dampak partisipasi anggota dalam fasilitas simpan pinjam oleh CUCT terhadap pemberdayaan masyarakat di Dusun Puluhan. Faktor pendukung dan penghambat dalam pelaksanaan pemberdayaan masyarakat melalu…

Joesoef Sou’yb’s Opinion on Interest and Bank Credit Contribution to Moslem Economic Empowerment.

Simatupang, Bachtiar · Repository UIN Sumatera Utara

Based on that condition, the writer tries to know Joesoef Sou’yb’s thought on conventional bank and its contribution to Moslem Economic Empowerment, that is; conventional bank interest is not usury in Al-qur’an. The contribution of bank credit to the Moselm Economic Empowerment, and its relevance to banking and its development in Joesoef Sou’yb’s thought.

PEMBERDAYAAN MASYARAKAT MELALUI FASILITAS SIMPAN PINJAM OLEH CREDIT UNION CINDELARAS TUMANGKAR DI DUSUN PULUHAN SUMBERARUM MOYUDAN SLEMAN YOGYAKARTA

Ria Suci Armandita, Ria Suci Armandita · Universitas Negeri Yogyakarta

Penelitian ini bertujuan untuk mendiskripsikan: Bagaimana fasilitas simpan pinjam yang dilaksanakan oleh CUCT dalam pemberdayaan masyarakat di Dusun Puluhan. Dampak partisipasi anggota dalam fasilitas simpan pinjam oleh CUCT terhadap pemberdayaan masyarakat di Dusun Puluhan. Faktor pendukung dan penghambat dalam pelaksanaan pemberdayaan masyarakat melalu…

MENGESTIMASI KEMAMPUAN PESERTA TES URAIAN MATEMATIKA DENGAN PENDEKATAN TEORI RESPONS BUTIR DENGAN PENSKORAN POLITOMUS DENGAN GENERALIZED PARTIAL CREDIT MODEL

Heri, Retnawati · Universitas Negeri Yogyakarta

Dalam pelaksanaan tes uraian, penskoran biasanya dilakukan secara parsial berdasarkan langkah-langkah yang harus ditempuh untuk menjawab benar suatu butir soal. Penskoran dilakukan perlangkah dan skor perbutir diperoleh peserta diperoeh dengan menjumlah skor siswa tiap langkah, dan kemampuan diestimasi dengan skor mentah. Model penskoran seperti ini belu…

An explainable fairness-aware deep learning framework for credit score classification on imbalanced financial data

Ali Al-Ataby; Waleed Al-Nuaimy · DOAJ Open Access Articles

Deep learning-based credit scoring systems face three interrelated challenges typically addressed in isolation: unavoidable class imbalance, model opacity, and demographic inequalities. This paper proposes the Explainable Fairness-Aware Deep Learning (EFADL) framework, which is a unified end-to-end pipeline designed to mitigate these risks simultaneously. Th…

Joesoef Sou’yb’s Opinion on Interest and Bank Credit Contribution to Moslem Economic Empowerment.

Simatupang, Bachtiar · Repository UIN Sumatera Utara

Based on that condition, the writer tries to know Joesoef Sou’yb’s thought on conventional bank and its contribution to Moslem Economic Empowerment, that is; conventional bank interest is not usury in Al-qur’an. The contribution of bank credit to the Moselm Economic Empowerment, and its relevance to banking and its development in Joesoef Sou’yb’s thought.

Blockchain and Climate Action

Anonim

This edited volume brings together international experts to address one of today's most urgent challenges: how blockchain technology can support climate action and improve the transparency and integrity of voluntary carbon markets (VCM). By analyzing the tokenization of Voluntary Carbon Credits (VCCs), this book provides a holistic view of the economic, lega…

Quality Improvement Through Accreditation At Graduate Studies UIN-SU Medan

Asari, Hasan; Hafsah, Hafsah; Budianti, Yusnaili · Repository UIN Sumatera Utara

Quality Improvement Through Accreditation At Graduate Studies UIN-SU Medan

Asari, Hasan; Hafsah, Hafsah; Budianti, Yusnaili · Repository UIN Sumatera Utara

Implementasi Program Pendidikan Kewirausahaan dalam Meningkatkan Kemampuan Entrepreneur Santri di Pondok Pesantren & Sekolah Alam Nurul Furqon Pamotan Rembang

Hadi, Rusydan Abdul · Universitas Islam 45 / UM Indonesia

This research aims to identify the inhibiting factors in the implementation of the entrepreneurship education program in enhancing the entrepreneurial skills of students at Pondok Pesantren & Sekolah Alam Nurul Furqon Pamotan Rembang. After identifying these factors, the researcher analyzes and formulates ideal solutions to prevent these obstacles from r…

ANALISIS PENERAPAN MODEL PEMBELAJARAN THINK PAIR SHARE (TPS) TERHADAP HASIL BELAJAR PADA MATA PELAJARAN MATEMATIKA DI SEKOLAH DASAR

PURNAWATI US, SITI · Universitas Islam 45 / UM Indonesia

The low interest of students in Mathematics lessons is due to the difficult-to-understand teaching methods, resulting in consistently low Mathematics learning outcomes. This research aims to find a solution for a Mathematics learning model that can improve Mathematics learning outcomes, one of which is the Think Pair Share model. Using the Systematic Literat…

Analisis Model Pembelajaran Reciprocal Teaching Terhadap Kemampuan Membaca Pemahaman Siswa Sekola Dasar

Setia, Erma Laras · Universitas Islam 45 / UM Indonesia

This research is based on the problem of learning to read at school where students still answer questions carelessly, answer questions with inappropriate answers, some do not fill in answers because they do not understand the meaning of the questions, in reading activities students do not read completely so that students do not understand the content…

IMPLEMENTASI KURIKULUM TERPADU BERBASIS AKHLAQUL KARIMAH DI SDIT TAHFIZH QURAN AL-JABAR KECAMATAN TELUK JAMBE BARAT KARAWANG JAWA BARAT

Khoir H.S, Abdul · Universitas Islam 45 / UM Indonesia

The background of the problem in the research is how to provide motivation, advice and encouragement so that students/students learn again at home with parental guidance. Attending children's recitations at the Majlis Ta'lim or Musholla (ba'da Magrib). organized by ustadz or ustadz. The addition of school hours not only (4JP/Sunday). With the addition of Isl…

IMPLEMENTASI KURIKULUM TERPADU BERBASIS AKHLAQUL KARIMAH DI SDIT TAHFIZH QURAN AL-JABAR KECAMATAN TELUK JAMBE BARAT KARAWANG JAWA BARAT

Khoir H.S, Abdul · Universitas Islam 45 / UM Indonesia

The background of the problem in the research is how to provide motivation, advice and encouragement so that students/students learn again at home with parental guidance. Attending children's recitations at the Majlis Ta'lim or Musholla (ba'da Magrib). organized by ustadz or ustadz. The addition of school hours not only (4JP/Sunday). With the addition of Isl…

EFEKTIVITAS PROGRAM SEKOLAH RUMAH ( HOMESCHOOLING ) STUDI KASUS PADA SEKOLAH RUMAH PRIMAGAMA YOGYAKARTA

Raden Bathara Pratomo Irawan, RBPI · Universitas Negeri Yogyakarta

This study aimed to describe: 1) How Primagama processing the recruitment of learners and tutor 2) What is the purpose Primagama homeschooling program 3) The form of learning curriculum used in teaching and learning 4) How Primagama implement learning processes that exist to learners, and 5) What results are acquired by the learners after attending a Prim…

THE PATENT SYSTEM IS HARAM IN ISLAM — Complete Islamic Ruling Based on Quran, Hadith, Sunnah, the Name of Allah Al-Aleem, and the Four Divine Axioms — With Official Declaration Withdrawing Patent Application No. 57302185 (IPO Pakistan, 19 August 2025) and

Usman Malik, Muhammad · Zenodo Open Repository

<p>Zenodo Description for N-K Sciences Publication</p> <p>THE PATENT SYSTEM IS HARAM IN ISLAM — A COMPLETE ISLAMIC RULING BASED ON QURAN, HADITH, AND THE NAME OF ALLAH AL-ALEEM</p> <p>With Official Declaration Withdrawing Patent Application No. 57302185 (IPO Pakistan, 19 August 2025) and Releasing All Inventions as Sadaqa …

EVALUASI PROGRAM PENDIDIKAN INKLUSIF DI SEKOLAH ALAM BEKASI

Ishomuddin, Lisa Elishabat · Universitas Islam 45 / UM Indonesia

This study aims to evaluate the implementation of the inclusive education program at Sekolah Alam Bekasi using the CIPP evaluation model (Context, Input, Process, Product) as a formative evaluation approach. The evaluation was conducted to provide constructive feedback for the continuous improvement and development of the program. The results indicate that a…