Paying for crime: frauds in DPVAT insurance and their impacts on society
Beatriz Peres Lopes; João Vinícius França Carvalho · DOAJ Open Access Articles
The goal of this paper is to assess the weight of fraudulent claim payments of DPVAT insurance by the insurer Líder, a consortium of private insurers who manage this product. Using the Actuarial Credibility Theory, and a official database, the discrepancy between the DPVAT claims ratio and the claims ratios of other private automobile insurance lines of busi…
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