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39 referensi ditemukan

REPOSITORY Umumindonesia2025

Implementasi Smart Government Melalui Program Percepatan Dan Perluasan Digitalisasi Daerah (P2DD) Di Daerah Khusus Jakarta

Widia, Wiwin · Universitas Islam 45 / UM Indonesia

In all corners of Indonesia, from cities to villages, there is a dependence on cash transactions, which are often vulnerable to security risks and lack of transparency. Through digitalization in all local governments, it is not just about technological innovation but also a step to accelerate regional to national economic growth. The objective of this resear…

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REPOSITORY Umumindonesia2024

Analisis strategi manajemen btn syariah dalam menghadapi risiko kepatuhan syariah

Abdullah, Zahra Saqyllah · Universitas Islam 45 / UM Indonesia

This research aims to identify risks that have occurred and may occur at BTN Syariah and what strategies are taken by BTN Syariah in dealing with risks to minimize the risk of sharia compliance. This research uses a descriptive method with a qualitative approach. Data collection was carried out through observation, interviews and documentation with four in…

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REPOSITORY Umumindonesia2023

Analisis Manajemen Risiko Produk iB Kepemilikan Rumah Bank KB Bukopin Syariah

Mardhiyyah, Ainul · Universitas Islam 45 / UM Indonesia

This study aims to find out the procedures for carrying out Home Ownership iB financing and find out what types of risks are carried out by Bank KB Bukopin Syariah in Home Ownership iB products. This research method uses a type of qualitative research using a descriptive approach. The research data includes primary data and secondary data. Data obtained a…

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REPOSITORY Umumindonesia2022

Analisis Penanganan Pembiayaan Bermasalah Pada Produk KUR Mikro iB Bank Syariah Indonesia

Syaharuddin, Indriyani · Universitas Islam 45 / UM Indonesia

The greater the financing, the greater the risks faced by Islamic banking. Thus, BUS and UUS must be able to carry out risk management and mitigation properly in order to anticipate the occurrence of risks that can result in NPF, because financing risk will affect the liquidity level of Islamic banking. The purposes of this study are to: 1) find out the mic…

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REPOSITORY Umumindonesia

KONSELING KESEHATAN UNTUK PENINGKATAN EFIKASI DIRI REMAJA TERHADAP RISIKO KESEHATAN

Kartika Nur, Fathiyah · Universitas Negeri Yogyakarta

Adolescence's identity process requires role and behaviour experiments. These are have done without considering the risks. One of the risks is healthy risk. There are three adolescence's risk behaviour sindroms. These are pregnancy, criminality, and drug abuse. The adolescence can prevent those risk behaviour if have pelSOnalbelief that risks behaviours da…

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JOURNAL Umuminternational2026

An explainable fairness-aware deep learning framework for credit score classification on imbalanced financial data

Ali Al-Ataby; Waleed Al-Nuaimy · DOAJ Open Access Articles

Deep learning-based credit scoring systems face three interrelated challenges typically addressed in isolation: unavoidable class imbalance, model opacity, and demographic inequalities. This paper proposes the Explainable Fairness-Aware Deep Learning (EFADL) framework, which is a unified end-to-end pipeline designed to mitigate these risks simultaneously. Th…

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JOURNAL Umuminternational2026

Beyond Headache: Migraine in Pregnancy and Its Obstetric–Vascular Consequences

Mufeed Taha; Esraa Abdulkareem Mohammed; Ozlem Kocak · DOAJ Open Access Articles

Migraine is one of the most common and disabling neurologic disorders affecting women of childbearing age. Although many individuals experience improvement during pregnancy, particularly those with migraine without aura, clinical response is variable, and relapse is common in the early postpartum period. Importantly, improvement in headache frequency does no…

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JOURNAL Umuminternational2026

BitMine’s Ethereum Strategy and MicroStrategy’s Bitcoin Approach: A Comparative Analysis

Ibrahim M.I. KHARIS; Adrian NEGREA; Adriana GIURGIU · DOAJ Open Access Articles

The integration of digital assets into corporate treasury strategies has accelerated in 2025, driven by heightened macroeconomic uncertainty and growing institutional acceptance of blockchain-based financial instruments. This study provides a comparative assessment of BitMine Immersion Technologies Inc. (BMNR) and MicroStrategy Incorporated (MSTR), two firms…

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JOURNAL Umuminternational2026

Multivariate random forest-based stock trading signal classification for the Indian equity market

Somnath Hase; Vikas Humbe · DOAJ Open Access Articles

Stock markets and stocks have been around for centuries. For investors, forecasting changes in the price of stocks has long been an aim. Using computer tools for information systems can lead to better and more accurate results. Machine learning uses machines to mimic human thinking and habits. This helps in making predictions and decisions based on data. Tod…

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JOURNAL Umuminternational2026

Integrating Nature-Based Solutions (NbS) for Enhanced Flood Resilience under a Changing Climate: The Case of the Cologne District, Germany

U. Nehren; A. C. Barrett; P. Saenz Quiros; A. Fekete · DOAJ Open Access Articles

The Cologne District in western Germany has frequently experienced flooding from the Rhine River and its tributaries. Current protection measures consist of a combination of engineered, green, blue, and soft infrastructure. The district was affected by the catastrophic floods in Europe in July 2021, and climate models predict an increased risk of heavy summe…

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JOURNAL Umuminternational2025

The Social Resilience of Rural Communities in the Western Region of Lake Zaribar in Response to Flooding (Marivan, Kurdistan)

Mohammad Mehdi Hosseinzadeh; somaye Moradi · DOAJ Open Access Articles

Objective: Natural disasters have historically impacted human life and are viewed as significant barriers to development. The idea of resilience refers to a community's ability to foresee, prepare for, react to, and bounce back from flood incidents, which is vital given the variable nature of climate-associated risks. This study seeks to explore the ability …

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JOURNAL Umuminternational2025

Sustainable Waste Management in Healthcare: Application of Fuzzy Determination Method to Prioritize Key Influencing Factors

Mehdi Kabiri Naeini; Zeynab Elahi · DOAJ Open Access Articles

Background: Hospital wastes are a significant environmental and health hazard. With the increasing volume of healthcare wastes and heightened public awareness, sustainable management practices have become imperative. This study aimed to identify and prioritize key factors influencing sustainable healthcare waste management Methods: Adopting a quantitative ap…

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JOURNAL Umuminternational2024

phenomenes climatiques extremes : essai d’etude des risques cotiers du littoral togolais selon la methode de matrice des risques climatiques de cobon et al., 2009

Sosso KAMALOI; Adnane KPEKPASSI; Pessiezoum ADJOUSSI · DOAJ Open Access Articles

Togo’s coastline, located between 6°06? and 6°15? North latitude and 1°00? and 1°45? East longitude, is at risk of erosion, pollution and flooding. Thus, to assess and analyze the level of impact of these risks and the vulnerability of the population, the climate risk matrix method (Cobon et al., 2009) was used. The assessment of the actual impacts of risks …

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JOURNAL PGMIinternational2024

Exploring critical thinking of smartphone use from elementary school students in Kosovo

Muhamet Jahiri; Gëzim Qerimi; Dren Gërguri · DOAJ Open Access Articles

This study examined smartphone usage behaviours of elementary school students and media literacy. Data were gathered from a survey with a sample of 450 students from different schools in seven main regions of Kosovo, aged 10-15. There is no difference between males and females in smartphone access, while there is a slight difference between them in time spen…

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JOURNAL PAIinternational2020

Within, without, and amidst: A review of literacy educators’ perceptions of participatory media technologies

William T Wright · DOAJ Open Access Articles

With strict no-cell phone policies in classrooms becoming commonplace, national and international electioneering campaigns eroding trust in social media platforms, and content posted years prior affecting students’ acceptance into the colleges of their choice, it is little wonder that educators often think twice about bringing participatory technologies into…

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JOURNAL Umuminternational2019

Abolish censorship and adopt critical media literacy: A proactive approach to media and youth in the Middle East

Abeer AlNajjar · DOAJ Open Access Articles

This paper challenges the dominant patronizing approach to youth and media in the Middle East and argues that the calls for censorship of youth media exposure are obsolete and counterproductive. It argues that although censorship advocates have a legitimate concern over media risks, their approaches are ineffective, short-lived and alienating, disregarding t…

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REPOSITORY Umumindonesia2019

Analisis financial distress dan kebangkrutan dengan model Springate pada kelompok perusahaan JAKARTA ISLAMIC INDEX (JII) periode: 2013 – 2017

Anggara, Windu · Repository UIN Sumatera Utara

Global economic growth in 2017 was characterized by quite positive macroeconomic conditions because it was supported by high capital and adequate liquidity to be able to anticipate the occurrence of risks and support business expansion, but tended to be stagnant towards the growth of industrial business. Based on the financial statements published by the IDX…

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JOURNAL Umuminternational2018

Radio Waves and Curriculum Pathways: Jamaican “At Risk” Learners Construct Media

Paulette J. Feraria · DOAJ Open Access Articles

This paper explores radio play as an alternative space for learning language and literacy for Jamaican students labelled as ‘at-risk’ learners. Through the creation of a make-believe radio station in the classroom, students developed oral language skills as a necessary precursor for social literacy. They connected reading and writing activities and the simul…

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JOURNAL Umuminternational2015

Guiding Digital and Media Literacy Development in Arab Curricula Through Understanding Media Uses of Arab Youth

Jad P Melki · DOAJ Open Access Articles

The role of new media in the Arab uprisings and the news of widespread surveillance of digital and mobile media have triggered a renewed interest in Arab audiences research, particularly as it pertains to these audiences’ critical abilities and digital media literacy competencies. Taken for granted have been Arab youth’s widespread use of social media for ac…

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